This isn’t a joke. It isn’t a scam. It’s a request, an appeal if you want, for help.
The current economic crisis is not going to go away overnight. No one knows if we’ve hit bottom or when we will begin to see better financial times. Most of us already facing the loss of our homes are going to be joined by many more people who will be in the same situation very soon. Due to the huge number of foreclosures and the lack of any realistic help from either the banks or the government, we homeowners need to help ourselves.
Yes, I am asking for help for myself but I also want to help other people too. I know I can't help everyone who's going to lose their house but if I can help three other people save their house...well I think you can see where I’m going. If I help three people and they in turn help out three people we can change a lot of lives for the better.
What I’m proposing something very simple but very powerful. Give a dollar. That’s right 1 dollar, 4 quarters, 10 dimes, 20 nickels, 100 pennies, however you want to do it. get your friends to also give a dollar, your coworkers, church group, school, anybody. I’m going to be posting people in need of help on a web site titled Save My House located at http://www.house.phantazm.com/ along with information on how to donate to help them. If you want to get started right away get in touch with a local church or a group that deals with homelessness. I’ll have some of those listed on the website soon too. There are millions of people in America. At one dollar each, think of what we could accomplish.
Ultimately, my goal is to raise enough money, to not only make mortgage payments but to pay off some of the mortgages of homeowners who can no longer afford to make payments do to loss of income, medical issues or some other financial distress. Jobs are going to be very difficult to find until the economy starts to recover and people shouldn’t have to worry about the roof over their head along with how their going to survive a monetary disaster.
Don’t say “I can’t help” Skip the coffee or doughnut on the way to work one morning a week, collect 20 soda cans if your state has a deposit on them, pick the change out of the couch, pick up all the pennies you see on the sidewalk. Give a dollar just once if you like. Give a dollar a week if it makes you feel good to be helping people out. If you can, and want to, give more than a dollar, you’re amazing and thank you so much. Please pass this along; spearhead a local effort for people in your area. Just remember, it won’t help anyone, if no one knows about it.
Thank you
Monday, November 24, 2008
Thursday, November 20, 2008
Bail Out Oversights
This applies to Wall Street, the Banking Industry, The Big 3 Car companies and a lot of others out there.
When I was growing up I remember hearing about mergers and take-overs that were stopped by laws here in the US against monopoly organizations. Today as an adult there seem to be very few individually owned companies; most are subsidiaries of huge corporations based in far off locations. My dad and his fellow workers were treated as respected assets who were essential to the success of the company where they worked. Those companies were for the most part owned and operated by people who lived in the same communities where their businesses operated. They knew their employees and the people in the towns where they did business. Today’s worker is treated with disrespect, even contempt because their needs and needs of the municipalities where they operate cut into the corporate/shareholders profits.
What happened to those laws which were supposed to keep companies from getting so large that they would cause financial collapse on not only a national scale but a global one?
What happened to corporate responsibility? Today companies do what ever it takes to make the most profits with the least expense up to and including cutting all the corners they can get away with. Outsourcing has been a tremendous boon, especially to manufacturing companies that have moved to countries where oversights are lax or even nonexistent.
Before ANY company in ANY industry gets ANY kind of assistance from the government, which, by the way, represents the American People, they should be required to sign agreements limiting the salaries of CEO’s and dividends paid to investors. These CEO’s made the bad decisions which brought their companies to the brink of disaster. These investors backed those CEO decisions and therefore should also suffer the consequences of investing in questionable practices. Why, if the government agrees to fund an attempted recovery, should there not be some oversight and penalties for the people who created this mess?
OK I can hear people now saying that this is America and we can’t regulate companies like that…True, if these companies want to take responsibility for and pay the price of their bad policies they are free to do what they want, on their own. However, if they want government help to keep their companies from failing, they should be required to agree to take drastic cuts in profits and put that money back into their own companies. Further, if they want help from the American people they should be required to use American workers on American soil for any product or service sold or provided to the American people. If they don’t like that let them find private funding for their bailouts.
When I was growing up I remember hearing about mergers and take-overs that were stopped by laws here in the US against monopoly organizations. Today as an adult there seem to be very few individually owned companies; most are subsidiaries of huge corporations based in far off locations. My dad and his fellow workers were treated as respected assets who were essential to the success of the company where they worked. Those companies were for the most part owned and operated by people who lived in the same communities where their businesses operated. They knew their employees and the people in the towns where they did business. Today’s worker is treated with disrespect, even contempt because their needs and needs of the municipalities where they operate cut into the corporate/shareholders profits.
What happened to those laws which were supposed to keep companies from getting so large that they would cause financial collapse on not only a national scale but a global one?
What happened to corporate responsibility? Today companies do what ever it takes to make the most profits with the least expense up to and including cutting all the corners they can get away with. Outsourcing has been a tremendous boon, especially to manufacturing companies that have moved to countries where oversights are lax or even nonexistent.
Before ANY company in ANY industry gets ANY kind of assistance from the government, which, by the way, represents the American People, they should be required to sign agreements limiting the salaries of CEO’s and dividends paid to investors. These CEO’s made the bad decisions which brought their companies to the brink of disaster. These investors backed those CEO decisions and therefore should also suffer the consequences of investing in questionable practices. Why, if the government agrees to fund an attempted recovery, should there not be some oversight and penalties for the people who created this mess?
OK I can hear people now saying that this is America and we can’t regulate companies like that…True, if these companies want to take responsibility for and pay the price of their bad policies they are free to do what they want, on their own. However, if they want government help to keep their companies from failing, they should be required to agree to take drastic cuts in profits and put that money back into their own companies. Further, if they want help from the American people they should be required to use American workers on American soil for any product or service sold or provided to the American people. If they don’t like that let them find private funding for their bailouts.
Monday, November 3, 2008
Reprieve !
To everyone following our story, We have gotten a temporary reprieve on the auction of our home. It has been postponed to December 5th while our paperwork is being reviewed for yet another new program. To anyone out there in a similar situation, keep looking for help, keep trying, and don’t give up. I can’t say you’ll be able to save your house but don’t give up. As to our own house, we have 32 days to work a miracle…
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